Legal

1. About us

Odigo Verve Ltd operates the website at odigoverve.com. References to “we”, “us”, and “our” in these terms refer to Odigo Verve Ltd.

We are an independent car and EV benefits advisory company based in the United Kingdom. Company registration number: 17468537. Registered in England and Wales. Registered office: 23 Riverside Studios, Amethyst Road, Newcastle upon Tyne, NE4 7YL.

We are not a financial services firm regulated by the Financial Conduct Authority (FCA). Our services constitute general information and independent advice, not regulated financial advice.

2. Use of this website

You may use this website for lawful purposes only. You must not use this website in any way that:

• Breaches any applicable local, national, or international law or regulation
• Is fraudulent, harmful, or deceptive
• Transmits unsolicited or unauthorised advertising or promotional material
• Attempts to gain unauthorised access to any part of our website or its associated systems
• Interferes with the proper working of the website

3. Nature of our advice

While we take great care to ensure the accuracy of all information on this website, we cannot guarantee it is complete, accurate, or up to date at all times. In particular:

• Tax rates, Benefit in Kind rates, and National Insurance rates are subject to change — we recommend verifying current rates with HMRC or a qualified tax advisor
• Financial figures shown as examples are illustrative and based on stated assumptions — your actual costs and savings will depend on your individual circumstances
• Information about specific financial products, such as PCP or HP finance, is provided for general educational purposes only

Before making any financial decision, you should consider seeking independent financial advice from a qualified advisor regulated by the FCA.

4. Our commercial relationships

Odigo Verve Ltd operates as an independent advisor. We have commercial relationships with dealers, leasing companies, salary sacrifice scheme operators, and finance providers. When we introduce a client to a third party and that introduction results in a transaction, we may receive a fee from that third party.

We are transparent about these relationships and will always disclose them to you before you make any decision. Our commercial relationships do not influence our advice — we advise across the whole market, including options where we earn nothing.

5. Intellectual property

All content on this website — including text, graphics, logos, and the design and layout of pages — is the property of Odigo Verve Ltd or its content suppliers and is protected by UK and international copyright law.

You may view, print, and download content from this website for your own personal, non-commercial use. You must not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

6. Third-party links

This website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

A link to a third-party website does not constitute an endorsement of that site or its content by Odigo Verve Ltd.

7. Limitation of liability

To the fullest extent permitted by law, Odigo Verve Ltd excludes all liability for any loss or damage arising from your use of this website or reliance on any information contained on it, including but not limited to:

• Direct, indirect, or consequential loss
• Loss of income, revenue, or profits
• Loss of data or business opportunity
• Any other financial loss

Nothing in these terms limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.

8. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these terms by reference. Please read it carefully to understand how we collect and use your personal data.

9. Changes to these terms

We may update these terms from time to time. The date at the bottom of this page shows when they were last updated. Your continued use of the website after any changes constitutes your acceptance of the updated terms. We encourage you to check this page periodically.

10. Governing law

These terms are governed by the laws of England and Wales. Any disputes arising from these terms or your use of this website will be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact us

If you have any questions about these terms, please contact us at hello@odigoverve.com.