Support & Complaints

Extra support and complaints

We’re committed to treating every customer fairly and making sure you get the help you need. If something has gone wrong, or if you need a little extra support, here’s how we can help.

Every complaint is acknowledged within 5 business days and receives a full written response within 8 weeks. You always have the right to refer your complaint to the Financial Ombudsman Service, free of charge.

What counts as a complaint?

A complaint is any expression of dissatisfaction — spoken or written, justified or not — about our service or a financial service we have provided. It doesn’t have to use the word “complaint”. If you’re unhappy about anything, please tell us and we’ll treat it as one.

Complaints can be made by email, phone, letter, through our website or portal, on social media, or in person at a workshop.

How to reach us
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Matthew Hawkins, Odigo Verve Ltd, 23 Riverside Studios, Amethyst Road, Newcastle upon Tyne, NE4 7YL
What happens next
1
Quick resolution — if we can resolve your complaint to your satisfaction within 3 business days, we’ll send you a written summary and confirm you can still go to the Ombudsman if you wish.
2
Acknowledgement — otherwise, we’ll acknowledge your complaint in writing within 5 business days, telling you who is handling it and what happens next.
3
Investigation — we’ll look into what happened carefully. If the investigation takes longer than 4 weeks, we’ll write to you to explain why and give you an updated timescale.
4
Final response — within 8 weeks, you’ll receive a plain-English written response setting out our findings, whether we uphold the complaint, any redress we’re offering, and your right to go to the Financial Ombudsman Service.
If your complaint is about a lender or leasing company

If your complaint is partly or wholly about a lender’s or leasing company’s decision — for example, a declined credit application or the terms of an agreement — we’ll deal with any part that’s about our own service. For the rest, we’ll tell you in writing that we’re passing it on to that firm, explain why, give you their contact details, and send them the relevant information with your agreement.

The Financial Ombudsman Service

If you’re not satisfied with our response, or if 8 weeks have passed without a final response, you can refer your complaint to the Financial Ombudsman Service — free of charge, and without affecting your legal rights.

Website: financial-ombudsman.org.uk

Phone: 0800 023 4567

Post: Financial Ombudsman Service, Exchange Tower, London E14 9SR